Solutions for non qualifiers.

What if I have derogatory items on my credit report?
 To be successful immediately,  your credit report should not reflect derogatory items. If your credit report reveals problems such as late payments, judgments, charge offs, collections etc, they must be rectified before starting. To achieve this, we will refer you to our affiliated Credit Restoration Service.    See the full details about our affiliated credit restoration service and enroll on-line. Restoring your credit might take 4 to six  weeks or even longer to accomplish. Also see our solutions for credit challenged applicants.  

I have heard that my high revolving debt balances could disqualify me. Is this true?
Revolving debt is usually in the form of personal credit cards and personal lines of credit (like home equity lines of credit). Being maxed out on revolving personal debt is an instant disqualifier when applying for unsecured financing. Reducing revolving personal debt to acceptable levels can often raise a FICO score by as much as 50 points or more thereby instantly qualifying an applicant. We we have a number of plans to eliminating  high revolving debt balances.See our solutions for credit challenged applicants. Also please see solutions offered by our Personal Credit Profile Building Service.

What if I have a high debt to income ratio?
 Lenders need to see that an applicant will have sufficient funds available to be able to make the payments for new financing. They determine this by using a debt to income ratio, the acceptance of which is different for each lender. Please see solutions offered for this problem by our Personal Credit Profile Building Service.

 What happens if I am not approved for the amount / limit that I need?
 If we are initially unsuccessful in obtaining all the financing that you require, then we will continue to apply after waiting three months and then spreading your applications over a few months until we succeed in obtaining all the financing that you require.

How can I improve my chances of being approved?
 For business owners who' s businesses have not yet established a business credit profile and want to improve their business lending capabilities in order to qualify for larger unsecured business lines of credit, we provide a Business Credit Profile Establishment Consulting Service package.

If I my credit or personal income does not qualify but I have a partner in the business that has good credit and a high income, can my partner apply instead of me?
 The answer to this question is usually yes, although some lenders will require that your partner has the majority ownership of your business. Depending on your situation, we will make application to lenders that, in our experience, your partner will be most successful with. 

What if neither my partner of I have good credit or enough income?
If you or your partner cannot qualify, then your next option is to take on a Credit Partner. This is a person with good credit and high income who you can include as a co-owner of the corporation that you are applying for. A Credit Partner should be friend, family member of business associate that you trust . Credit Partners also regularly offer their services on the internet.

Can I qualify for lines of credit for more than one corporation?
Yes you can but you or a single credit partner cannot be the guarantor and applicant for more than one corporation. To qualify for different corporations you would therefore need to have different credit partners in place.

What if my corporation is not yet two years old?
Aged corporations are for sale on the internet. A two year old corporation costs around $2700.

I have more questions. See more questions and answers about the Unsecured Business lines of credit program.

 How do I get started with the 100% Combo Finance Program? Firstly follow this link to apply for your unsecured business lines of credit. The application is free and you are not obligated to anything.

 I already have my own funds for the down payment. How do I apply for the commercial loan portion of the program only? Request a loan consultant to contact you. 

 

 

 

 

Request more information about the properties on this list.

To get started with our 100% Combo Finance Program, first follow this link to apply for your unsecured business lines of credit.
(We do not charge application fees and you will receive a no obligation free consultation.) 

To apply for the commercial loan portion of the program only, request a loan consultant to contact you

Unsecured Business Lines Of Credit - Q&A for real estate investors.

 Commercial Mortgage Loan - Q&A for real estate investors.

Business Speed Loan -  Q&A for real estate investors.

Call us on Tel: 813-966-1674 

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Can you advise me on how to improve my FICO score before applying?
To start the process, you need to order your own personal FICO credit report from www.MyFICO.com and to make it available to us so that we can examine it before any applications are made to any of our lenders. If your credit report reveals problems such as late payments, judgments, charge offs, collections etc, they must be rectified before starting. To achieve this, we will refer you to our affiliated Credit Restoration Service.    See the full details about our affiliated credit restoration service and enroll on-line. 

To receive recommendations about what to do to increase your FICO credit score and improve your personal credit profile so that you will be more successful when applying, please check out our excellent Personal Credit Profile Building Service.