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We do Business in Accordance
With the Fair Housing Act
It is illegal to
discriminate against any person
because of race, color,
religion, sex, handicap,
familial status (having one or
more children), or national
origin. |
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Solutions for non qualifiers.
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What if I have
derogatory items on my credit report?
To be successful immediately, your credit report should not reflect
derogatory items. If your
credit report reveals problems such as
late payments,
judgments, charge offs, collections etc, they must be rectified before
starting. To achieve this,
we will refer you to our affiliated Credit Restoration Service.
See
the full details about our affiliated credit restoration service and
enroll on-line. Restoring your
credit
might take 4 to six weeks or
even longer to accomplish. Also see our
solutions for credit challenged applicants.
I have heard that my
high revolving debt balances could disqualify me. Is this true?
Revolving debt is usually in the form of personal credit
cards and personal lines of credit (like home equity lines of credit).
Being maxed out on revolving personal debt is an instant disqualifier
when applying for unsecured financing. Reducing revolving personal debt
to acceptable levels can often raise a FICO score by as much as 50
points or more thereby instantly qualifying an applicant. We we have a
number of plans to eliminating high revolving debt balances.See
our
solutions for credit challenged applicants. Also please see
solutions offered by our
Personal Credit Profile Building Service.
What if I have a high debt to income ratio?
Lenders need to see
that an applicant will have sufficient funds available to be able to
make the payments for new financing. They determine this by using a debt
to income ratio, the acceptance of which is different for each lender.
Please see
solutions offered for this problem by our
Personal Credit Profile Building Service.
What
happens if I am not approved for the amount / limit that I need?
If we are
initially unsuccessful in obtaining all the financing that you
require, then we will continue to apply after waiting three
months and then spreading your applications over a few months
until we succeed in obtaining all the financing that you
require.
How can I
improve my chances of being approved?
For business owners
who' s businesses have not yet established a business credit
profile and want to improve their business lending capabilities
in order to qualify for larger unsecured business lines of
credit,
we provide a Business Credit Profile Establishment Consulting
Service package.
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If I my credit or personal
income does not qualify but I have a partner in the business that has good
credit and a high income, can my partner apply instead of me?
The
answer to this question is usually yes, although some lenders
will require that your partner has the majority ownership of
your business. Depending on your situation, we will make
application to lenders that, in our experience, your partner
will be most successful with.
What if neither my partner of I have good
credit or enough income?
If you or your partner cannot qualify, then your next option is
to take on a Credit Partner. This is a person with good credit
and high income who you can include as a co-owner of the
corporation that you are applying for. A Credit Partner should
be friend, family member of business associate that you trust .
Credit Partners also regularly offer their services on the
internet.
Can I qualify for
lines of credit for more than one corporation?
Yes you can but you or a single credit
partner cannot be the guarantor and applicant for more than one
corporation. To qualify for different corporations you would
therefore need to have different credit partners in place.
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What if my
corporation is not yet two years old?
Aged corporations are for sale on the internet. A two year old
corporation costs around $2700.
I have more questions.
See more questions and
answers about the Unsecured Business lines of credit program. How do I get
started with the
100% Combo Finance Program?
Firstly
follow this link to
apply for your unsecured business lines of credit. The application is free
and you are not obligated to
anything.
I already have my own funds for the down payment. How do I apply for the
commercial loan portion of the program only?
Request a loan
consultant to contact you.
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Request more
information about the properties on this list.
To get started
with our 100% Combo Finance
Program,
first
follow this link to apply for your unsecured business lines of credit.
(We do not charge application fees and you will receive a no obligation free
consultation.)
To apply for the commercial loan
portion of the program only,
request a loan
consultant to contact you
Unsecured Business Lines
Of Credit - Q&A for real estate investors.
Commercial Mortgage Loan -
Q&A for real estate investors.
Business Speed Loan - Q&A for real estate
investors.
Call us on Tel: 813-966-1674
Home Page.
Can you advise me on how to improve my
FICO score before applying?
To start the process, you need
to order your own personal FICO credit report from
www.MyFICO.com and to make it
available to us so that we can examine it before any applications are made to
any of our lenders. If your credit report reveals problems such as
late payments, judgments,
charge offs, collections etc, they must be rectified before starting. To achieve
this, we will refer you to our
affiliated Credit Restoration Service. See
the full details about our affiliated credit restoration service and enroll
on-line.
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To receive
recommendations about what to do
to increase your FICO credit score and improve your personal credit
profile so that you will be more successful when applying, please check
out our excellent
Personal Credit Profile Building Service. |
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